10 Nov, 2025
Insurers Math ... depreciation.
Learn about depreciation and betterment when it comes to getting paid out.
We are proud to present FrankIQ
Our AI platform helping policyholders decode insurance, proactively comply and provide claims advocacy assistance to level the insurance playing field
Brought to you by AESPI, a Syncro Company
An Insurance
Ai on your side
On Demand
End to end
support
Claim Support
Unbiased advice
from experts
Consultation
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Annually, more than $2.8 billion worth of claims are denied in Australia
— James Arvin, The Business Game
NZ Insurance disputes at record high - up 25% last year and 200% since 2022
— Jonalyn Cueto, Insurance News NZ
55%
Denials due to
Wear & Tear
47%
Wrongful
denials overturned
97%
Appraisal awards
exceed Insurers' initial offers
The reality
We could fill an encyclopedia with insurer denial and delay tactics.
The truth is, we need insurance.
Legal Strategy
Complex policy language designed for interpretation disputes.
Algorithmic
Bias
Colossus software used
to low-ball claim settlements.
Incentives
Bonus structures that reward claim denials.
The truth is, we need insurance.
Level the Playing Field with FrankIQ
You can't change the game, but you can play it smarter. The best defense here isn't outrage- it's knowledge & preparation.
Our Solution
Learn more about our Services.
About Us
True Clarity: Your Policyholder Advocate Platform
Why FrankIQ Exists
We built FrankIQ on a simple belief: insurance shouldn't be impenetrable and nor should your insurer be untouchable. Most people don't discover what their policy actually covers until they need to make a claim and by then, it's too late.
Dense legal language, buried exclusions, and shifting interpretations leave policyholders vulnerable. Insurers hold all the cards, and too often, legitimate claims get delayed, devalued, or denied outright. That's the problem we're solving.
Our Solution
Our AI-powered SaaS platform combines intelligent document analysis, interactive chatbots, and maintenance tracking to help you genuinely understand your insurance policy and not just file it away. We translate complex terms into plain English, flag critical conditions, highlight your obligations, and help you stay compliant without the confusion. All designed to level the playing field.
Expert Human Support When It Matters
But technology alone isn't enough when disputes arise. That's why we've gathered a team of seasoned consultants from across disciplines:- legal, senior corporate insurance and financial services executives, insurance claims management and engineering with many decades of years of combined industry experience.
They're not here to upsell you. They're here as claims advocates and insurance dispute advisors when insurers act unfairly, breach CoFI obligations, or operate in bad faith.
We're In Your Corner
Whether you're decoding your policy on day one or fighting a wrongful claim denial, we're in your corner. Insurance is complicated enough and dealing with a stressful claim situation shouldn't be made worse. Let us help with that.
Why choose us
On your side.
Our consultants are experts and bring over a century of combined industry expertise from top-tier international law firms and insurance operations. They have been on the inside. Now they are on your side.
We have no affiliation or association with any insurer or insurance brokers. We do not earn commission, a fee, nor do we have a terms of business agreement or any facility arrangements with any insurance company. Unlike many, if not most, brokers or advisors.
Our entire platform is available to you 24/7. You also have easy access to our consultants to assist you just reach out and schedule a telephone consultation anytime throughout your membership (terms and conditions apply)
Unaffiliated
We operate outside the industry, with no ties to any insurers.
Your Success
Is Our Success
We specialise in dealing with low-ball claim settlements.
Insurers are for Profit
They're for shareholders, not policyholders
What We Do
We go to Bat for You
We translate insurance policies into plain English, explain what your cover or obligations actually means, help you proactively comply and prepare evidence for claims. We're here to level the playing field-helping you understand the contract you've signed and be ready with assistance, if you ever need to challenge an insurer.
What We're Not
Lawyers or Brokers
We don't provide legal advice, nor are we regulated financial advice providers. We're a transparency tool for consumer education and information, not lawyers or brokers. For a fraction of the price you get clarity and tools to help you prepare for claims, and our experts are on standby in case you need the cavalry.
"We're supposed to help OUR people starting with OUR stockholders Bob...."
- InsuriCare CEO Gilbert Huph
MOBILE PWA APP
Download our
FrankIQ Application.
For easy connectivity on the go
- Access Maintenance & Inventory Apps from your phone
- Record, schedule tasks or upload photos
- Your data stays on your device with our offline features
Let's talk
Send us a message and one of our expert consultants will get back to you.
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Industry Insights
14 Oct, 2025
What, you want to GLUE my house!
Understanding your rights and onus of proof when taking on an insurers proposal to fix.
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Contact Us
New Zealand +64 9 243 0324 
email: info@frankiq.com
www.frankiq.com
