FrankIQ & FrankChat

Design of Insurance Policies

Insurance contracts are designed to cover most eventualities and, by design - as well as their function, they are complex, dense and notoriously difficult to fully understand.
Drawing on our international legal and insurance experience, we've developed a specialized framework to decode your policy. Our Four-Part Policy Analysis provides a foundation report and three "Deep Dive" reports, resulting in a complete Client Advisory File.

Our Policy Decoding Solution

Our Policy Decoding Solution

This foundation report gives you a strategic overview of your insurance policy. It breaks down coverage, key responsibilities, major exclusions, and consequences of non-compliance. It helps you gain a clearer understanding of your agreement with the insurer.

This analysis explains the "why" behind your policy's rules. It identifies your key obligations under the policy and explains the main legal principle that governs your coverage (utmost good faith). We highlight specific policy language that creates duties and restrictions, and flag high-risk provisions where non-compliance could jeopardize your coverage.

This practical report examines how to maximize claim success. It converts common denial reasons into specific actions: maintaining disclosure records, creating maintenance logs, following post-loss protocols, and understanding your coverage limits. Includes some policy-specific examples and practical checklists.

This advanced report is designed to test the edges of your policy's limits through controversial scenarios. It provides definitive analysis with predicted outcomes. It explores how multiple clauses interact and examine gray areas, helping you understand your policy's boundaries in complex situations.

Diagram illustrating the process of how our system delivers insights on your policy using FrankIQ and FrankChat

Sample Analysis Reports

See examples of the analysis reports you'll receive

Comprehensive Policy Analysis - Page 1
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Sample Analysis Reports

See examples of the analysis reports you'll receive

Comprehensive Policy Analysis - Page 1

The Unity and Strategic Progression

The Unity and Strategic Progression

These four reports form a complete journey. The Comprehensive Analysis maps your entire policy, while the three Deep Dives explore key areas in detail, guiding you from broad understanding to sharper awareness of potential risk and failure points.

How This Service Empowers You

This complete file is designed to improve your policy understanding. The journey should enable you to better engage with FrankChat our 24/7 insurance genie, rather than just basic queries, allowing for more accurate and insightful responses tailored to your situation's complexities.
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